Will my travel insurence cover this?

Travelling with the girls I met in Phnom Penh we had a very lengthy bus journey from Cambodia across the border into Vietnam and across to Ho Chi Minh City or Saigon.The bus ride involved a french couple getting busted at customs and a broken down bus which we had to stop to assist...all good fun. Arrived in HCM city to the usual scrum of different forms of transport vying for business. After a slight rip off from one taxi driver we found a great family guest house in district one through a myriad of back alleyways where people congregated it was hard to distinguish what was a living room and a shop front. I think most places were both, all hives of activity 24 7 cutting hair doing manicures, selling drinks, cooking soups, sleeping, watching TV...

We took 'cyclos' around the city they best way to travel although not for the faint hearted. We visited the war museum, reunification palace and various other 'sights'. Vietnamese history although more complex in terms of who did what when is much easier to comprehend than that of Cambodia.

The traffic here is the most crazy i have ever seen. The population is 8 million in the city and 3 million motorbikes grace the roads with unwritten road rules and most taking short cuts on pavements you never feel safe on the streets ! The skill of crossing the road is to shuffle and wear bright clothing at all times... do not follow your instincts and run...shuffling ensures that the motorbikes magically part and allow a path across the road.I was left wondering if my travel insurance covers such dangerous activities I am sure it is hight risk than a bungee jump or ski trip when over 12,000 people die on the roads in Vietnam each year !

The monsoon is still in full swing with heavy rains in the afternoon and some evenings although the days seem to be getting sunnier and less humid. Those travelling further North in Vietnam were hit by a huge Typhoon and over 85,000 people evacuated.

I have just found out that Vietnam being a communist country has started to censor my Blog!!! I would have thought they would have better things to do like setting up one driving lessons for the population or something. I wonder if you will ever be able to read this post?